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Auto Coverage

Purchasing adequate limits on your auto insurance policy is extremely important. Selecting the proper coverage could mean the difference between $500.00 or $500,000.00 depending on the type of loss you are involved in. We strive to make sure that your assets are not on the line because you were involved in an auto accident without the proper coverage.

Whether you have one vehicle or multiple vehicles, own or lease your vehicle(s) you need to be certain you have the correct coverage with adequate limits of protection. TCIA can evaluate and assist you in determining what your auto needs are.

Important types of coverage include:

  • Bodily Injury, Liability & Property Damage Coverage - covers injuries to others and damage to property of others caused by the policyholder while operating an automobile.
  • Medical Coverage – covers medical treatment of the driver and passengers of the policyholder’s car in the event of an accident.
  • Collision Coverage – covers damages to the policyholder’s auto that result from a collision with another vehicle or object.
  • Comprehensive Physical Damage Coverage – covers damages to the policyholder’s auto resulting from incidents other than collision.
  • Uninsured/Under-insured Motorist Coverage – covers medical treatment of the policyholder’s injuries and passengers in the event of a collision with an uninsured or under-insured driver. It also covers you or your family if you are struck as a pedestrian by an uninsured driver or a hit-and-run driver.