Home Owner Coverage
Your home is likely one of the most expensive assets that you will purchase in your lifetime. It is critical to work with a trusted partner like TCIA who will thoroughly evaluate your risk exposure. Every home has varying exposures to risk. If not properly insured, you can have gaps in your protection. We are knowledgeable and thorough in finding the coverage that works for your specific home and needs.
Typical insurance coverage packages can include the following:
- The physical structure of your home at Replacement Cost
- Personal Property (possessions)
- Additional Living Expense (in the event of a covered loss)
- Personal Liability insurance
Looking for specialty coverage for those unique exposures? Our fully adaptable policies can be customized with further endorsements to enhance your homeowners insurance. Our clients can benefit from additional coverage options such as:
- Personal Articles/Valuables Floater insurance policies (i.e. Jewelry Insurance, fine art, furs, golf clubs, etc.)
- Umbrella Insurance policies (additional liability)
We also provide coverage for condo and town home owners, vacation property owners, rental property owners and coverage if you are a renter.
To learn more about our homeowner insurance policies and receive your TCIA insurance proposal, please click here to email us.
Have more Homeowner insurance questions? Visit our Resources page by clicking here or using the Resources tab above.